Castle square with fountain in Stuttgart
Interest rates in Stuttgart
0.92%
RATE TYPE
5 years
Fixed
10 years
Fixed
15 years
Fixed
20 years
Fixed
30 years
Fixed
INTEREST RATE
0.92%
1.15%
1.65%
1.90%
2.30%
MONTHLY RATE
756 €
815 €
945 €
1,009 €
1,113 €
Mortgage calculator for Stuttgart
500,000
Loan amount
699
Monthly repayment
What is the purchase price?
500,000 €
What down payment do you want to make?
20,000 €
Calculate mortgage

Stuttgart – Perfect city for business, innovation and real estate investment?

Fountain visible in front of the schlossplatz in Stuttgart

City overview

Considered as one of Germany’s most dynamic and innovative metropolitan region for high tech development, automotive and mechanical engineering companies and their suppliers, many world leaders such as Mercedes Benz, Robert Bosch GmbH and Porsche make Stuttgart the world’s foremost centre of expertise.

As the state capital of Baden-Württemberg, Stuttgart is a very livable city with an excellent transportation infrastructure, connecting to all major European economic centres via its growing high-speed rail network. The city has a total population of over 620,000 people, which makes it the sixth largest city in Germany. Its urban and metro area have over 2.7 million people and 5.3 million residents respectively, making it the fourth largest in the country. More than 40% of its population hails from overseas. The city and its region have been ramping up efforts to bring in foreign investment, and also promoting small and medium enterprises (SMEs) development.

Baden-Württemberg has the second-lowest unemployment rate, which currently stands at 3,4% (2017), compared to 5,5% nationwide.

Real estate market trends & outlook

Strong economic growth, increasing housing demand and limited supply have contributed to the continuous strong rises of property prices in Stuttgart. In addition, a lack of attractive investment alternatives has led to more private investors putting their capital into real estate investments, which drives up the prices even further.

Looking at the development of the local property market, the average asking price for condominium apartments have reached to €4,250/sqm in the first half of 2018, achieving a growth rate of 11% over the past 5 years. Newly built houses in prime locations around the city center can even cost €7,350 per sqm. According to a market report by Engel & Voelkers, the most expensive locations have even achieved prices of up to €11.500 per sqm.

The average rental prices have risen to €14.40/sqm per month, an increase of 6.3% year over year. Rent in prime locations in the city centre climbed to €25.30/sqm per month, up by 16% year over year. The average price of single-family homes reached to €750,575, and can cost up to €4,1 million for houses in some of the most exclusive locations.

A strong labour market and housing shortage will be the key contributors to rising real estate prices in Stuttgart. Since the city is located in a basin, it limits its potential for expansion. Therefore, supply will remain limited in the long term. Even though more than 100 hectares of plots are expected to be available for new commercial and residential projects with the construction of a new underground railway station, these plots will not be available until 2024 at the earliest. As a result, both asking and rental prices are expected to increase continuously over the next few years, which could make it an attractive investment for both local as well as foreign investors.

We’re in partnerships with multiple property listing websites and real estate agents to help you find a home. For instance, neubau kompass is a great website to find new build apartments or houses, if you’re planning to buy a property in Stuttgart!

How prices are growing in
major German cities?

Germany's strong economic growth has resulted in price increases across German cities: On average the prices doubled in the last 10 years. Rents also follow the house price development in Germany: the average increase amounts to 50% between 2008 and 2018.

In Stuttgart, the average annual property prices per square meter has increased from €1,900 in 2008 to €4,250 in 2018. Meanwhile, the average rent prices per square meter also increased €8.80 from in 2008 to €14.40 in 2018.

VIEW RENTAL PRICES
VIEW ASKING PRICES
Apartment rental prices ’08-18’ (Euro/sqm/month)
Year 2018
Year 2008
rental-prices-08-17-stuttgart
n = 55,600 rented apartments from 80 to 120 sqm. that were inserted in immowelt.de in the first half of 2008 and 2018. Source: Statista and TheLocal 2018

About us

LoanLink is a German mortgage broker, and we specialize in helping international clients get mortgage that fits their personal and financial circumstances . If you want to purchase a property in Stuttgart, we can guide you through every step of the process. Our professional Stuttgart mortgage broker team will advise you in English, Chinese, Russian and German, and our online platform will find the best mortgage rates from among 400+ regional and global German banks.

You can access our online platform any day of the week, at any time, to find help with a German mortgage. Besides, we offer a wide range of mortgage calculators that can show you how much you can borrow and afford, and what your property purchase fees may be. And best of all, our resources are in English and are completely free.

LoanLink is registered and controlled by the surveillance authority in Stuttgart.

Best interest rates

Our algorithm scans mortgages from more than 400
partner banks to find the best deal possible for you

Professional advice

Our experts are specialized to advise non-German residents,
are certified mortgage brokers and are fluent in English

Low cost

We don’t charge you any fees. Since we are independent
of single banks, we focus on finding the best offer available

Working in Germany?
Do you live and pay taxes in Germany? Are you an expat or long-term resident? You may be eligible for German mortgage products from 400+ banks. And if you have a EU Blue Card, you may be eligible for a German mortgage from many of our partner banks.
Not working in Germany?
Do you live and work abroad, but want to buy property in Stuttgart? As a Stuttgart specialized mortgage broker, we offer competitive financing options from our partner banks for a non-resident home loan.

Got a question or a complex situation?

Our friendly home loan experts are happy to support you in finding a mortgage in Stuttgart. Call us on +49 (0) 30 5683 7535 or email us at [email protected]

Başar Canıperk, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Başar Canıperk
Real estate specialist
Jan Joisten, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Jan Joisten
Mortgage expert
Stefan Koeppen, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Stefan Koeppen
Mortgage expert
Başar Canıperk, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Başar Canıperk
Real estate specialist
Jan Joisten, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Jan Joisten
Mortgage expert
Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert
Stefan Koeppen
Stefan Koeppen
Mortgage expert
Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert

How it works

1. Calculate
Learn how much you can borrow
2. Get a quick idea
Our algorithm immediately evaluates if you qualify for a loan and gives you an overview of what your mortgage could look like
3. Speak to an expert
A Stuttgart mortgage broker will guide you through the German mortgage process, explain requirements and recommend the most suitable option
4. Secure your mortgage
Relax while we close your mortgage with the lender, keeping you informed every step of the way
German Mortgage Calculators
Our mortgage calculators combined our financial expertise with latest technology to suit all your needs. Not only is it more user-friendly, but it also provides you an accurate estimate of mortgage repayment, rates and costs.
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More information on mortgages in Germany

Can’t find what you’re looking for here? We’ve got more answers on our FAQs page.

Guide to buying property in Germany
The LoanLink guide to buying
property in Germany
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Mortgage Pre-Approval: Why it’s important in Germany

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