TV tower with view of the harbor in Duesseldorf
Interest rates in Duesseldorf
0.92%
RATE TYPE
5 years
Fixed
10 years
Fixed
15 years
Fixed
20 years
Fixed
30 years
Fixed
INTEREST RATE
0.92%
1.15%
1.65%
1.90%
2.30%
MONTHLY RATE
756 €
815 €
945 €
1,009 €
1,113 €
Mortgage calculator for Duesseldorf
500,000
Loan amount
699
Monthly repayment
What is the purchase price?
500,000 €
What down payment do you want to make?
20,000 €
Calculate mortgage

Düsseldorf – “High quality of life at moderate living costs”

Blue sky with view of the TV tower, modern buildings, and a bridge in summer in Duesseldorf

City overview

Ranked as number one for foreign direct investment in Germany, Düsseldorf is a cosmopolitan city and an international business hub for leading trade fairs. Thanks to its high quality of life at moderate living costs, the city attracts many international companies and global investors. As the city is located in the heart of Europe, Düsseldorf airport is Germany's third largest passenger airport and is also an important contributor to ensure its significance in Europe.

Due to its steady economic growth and diverse leisure facilities, Düsseldorf is a highly sought-after residential destination for many people. With a population of 600,000 citizens, Düsseldorf is Germany's sixth largest city. A total of 11.4 million people live within just one hour drive radius. And nearly one third of all consumers in the EU live within a 500-kilometer radius of Düsseldorf.


As Düsseldorf is known for its high quality of life and work-life balance, the city also earns a reputation as a great city for expats and their families. Foreigners account for about 17% of the city's population. The Japanese and Chinese communities, in particular, have been growing rapidly, making Düsseldorf a thriving international business location in Europe.

Real estate market trends & outlook

In Düsseldorf, prices for purchasing apartments or houses have risen for more than 81% since 2009. Yet, compared to other metropolitan areas, growth in both asking and rental price remains below national average. This is mainly caused by comparatively strong construction activity, high vacancy and relatively slow population growth. The number of households is forecasted to increase by 50,000, from currently 330,000 to approximately 380,000 by 2040, according to NRW Bank.

Strong economic base and stable growth rate in the region will continue to stimulate the residential real estate market in the long term, this means there will be a significant increase in value in real estate in Düsseldorf. The average price for buying property in Düsseldorf has reached to €3,660/sqm in the first half of 2018. The average price of a single-family home increased by more than 2.3% compared to the previous year. If you are considering to buy one, the average asking price will set you back with €858,719 for your new home, or even up to 4.1 million € in the most expensive locations. Meanwhile, rental prices have also increased by 2.4% to an average of €11,15/sqm/month.

Düsseldorf's real estate market could be as interest-rate-sensitive as Hamburg, given the slower than average population growth rate. As a result, demand for housing is not as high as other major German cities such as Berlin and Munich. Construction volumes in Düsseldorf is also predicted to expand by 16% every year. Nonetheless, given Düsseldorf's success in attracting foreign investors, prices and rents are expected to continue to rise further.

We’re in partnerships with many property listing websites and real estate agents to help you find a home. For instance, neubau kompass is a great website to find new build apartments or houses, if you’re planning to purchase real estate in Duesseldorf!

How prices are growing in
major German cities?

Germany's strong economic growth has resulted in price increases across German cities: On average the prices doubled in the last 10 years. Rents also follow the house price development in Germany: the average increase amounts to 50% between 2008 ad 2018.

In Düsseldorf, the average annual property prices per square meter has increased from €1,800 in 2008 to €3,660 in 2018. Meanwhile, the average rent prices per square meter also increased from €7.60 in 2008 to €11.15 in 2018.

VIEW RENTAL PRICES
VIEW ASKING PRICES
Apartment rental prices ’08-18’ (Euro/sqm/month)
Year 2018
Year 2008
rental-prices-08-17-dusseldorf
n = 55,600 rented apartments from 80 to 120 sqm. that were inserted in immowelt.de in the first half of 2008 and 2018. Source: Statista and TheLocal 2018

About us

LoanLink is a German mortgage broker that specializes in helping international clients access Düsseldorf real estate. Our professional Düsseldorf mortgage broker team is experienced, and are committed to walks clients through the process in English, Chinese, Russian and German. With a highly advanced technological platform, we can identify the best mortgage rates from over 400 regional and global German banks.

Our smart online mortgage platform can help you with the German mortgage process at any time of day or night. And, our home loan calculator shows a complete picture of what your mortgage might look like. To make the process easy for non-German speakers, all resources are in English, Chinese, Russian and German. Best of all, we do not charge our customers any fees.

LoanLink is registered and controlled by the surveillance authority in Düsseldorf.

Best interest rates in Düsseldorf

Our algorithm scans mortgages from more than 400
partner banks to find the best deal possible for you

Professional advice

Our experts are specialized to advise non-German residents,
are certified mortgage brokers and are fluent in English

Low cost

We don’t charge you any fees. Since we are independent
of single banks, we focus on finding the best offer available

Working in Germany?
Do you live and pay taxes in Germany? Are you an expat or long-term resident? You may be eligible for German mortgage products from 400+ banks. And if you have a EU Blue Card, you may be eligible for a German mortgage from many of our partner banks.
Not working in Germany?
Do you live and work abroad, but want to buy property in Düsseldorf? As a Düsseldorf specialized mortgage broker, we offer competitive financing options from our partner banks for a non-resident home loan.

Got a question or a complex situation?

Our friendly home loan experts are happy to support you in finding a mortgage in Düsseldorf. Call us on +49 (0) 30 5683 7535 or email us at [email protected]

Başar Canıperk, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Başar Canıperk
Real estate specialist
Jan Joisten, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Jan Joisten
Mortgage expert
Stefan Koeppen, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Stefan Koeppen
Mortgage expert
Başar Canıperk, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Başar Canıperk
Real estate specialist
Jan Joisten, a professional mortgage expert and real estate specialist from LoanLink, an online home loan broker in Germany.
Jan Joisten
Mortgage expert
Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert
Stefan Koeppen
Stefan Koeppen
Mortgage expert
Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert

How it works

1. Calculate
Learn how much you can borrow
2. Get a quick idea
Our algorithm immediately evaluates if you qualify for a loan and gives you an overview of what your mortgage could look like
3. Speak to an expert
A Düsseldorf mortgage broker will guide you through the German mortgage process, explain requirements and recommend the most suitable option
4. Secure your mortgage
Relax while we close your mortgage with the lender, keeping you informed every step of the way
German Mortgage Calculators
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More information on mortgages in Germany

Can’t find what you’re looking for here? We’ve got more answers on our FAQs page.

Guide to buying property in Germany
The LoanLink guide to buying
property in Germany
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How much are real estate purchase fees in Germany?

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