Interest rates in Berlin
5 years
10 years
15 years
20 years
30 years
756 €
815 €
945 €
1,009 €
1,113 €
Mortgage calculator for Berlin
Loan amount
Monthly repayment
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500,000 €
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20,000 €
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Berlin – “The top market for real estate investment”

Market trends & outlook

Germany's capital city, with a population of more than 3.7 million, is the second most populous city in the European Union. According to a report by PWC and the Urban Land Institute, Berlin was named the top market for real estate investment and development for three years in a row (2016-18).

With around 40,000 business registrations and more than 500 startup companies each year, Berlin is undisputedly Germany's founder capital and is expanding its nationwide lead. The capital is particularly appealing to founders in the creative sectors and technology, thanks to much lower real estate costs and office expenses than other major European cities. Berlin attracts young and highly qualified people from all over the world. Roughly 40 percent of its residents are younger than 35. The high quality of life with comparably low living costs, eclectic nightlife and international environment are the reasons why a lot of international entrepreneurs, creatives and venture capitalists decide to call Berlin their second home.

People from more than 190 countries make this city a truly international metropolis. 711,000 foreign nationals were registered in Berlin at the end of 2017, with an increase of 55,000 every year.


How prices are growing in
major German cities?

Germany's strong economic growth has resulted in price increases across German cities: On average the prices doubled in the last 10 years. Rents also follow the house price development in Germany: the average increase amounts to 50% between 2008 ad 2018.

In Berlin, the average annual property prices per square meter has increased from 1.600€ in 2008 to 3.840€ in 2018. Meanwhile, the average rent prices per square meter also increased from 5,90€ in 2008 to 11,10€ in 2018.

Apartment rental prices ’08-18’ (Euro/sqm/month)
Year 2018
Year 2008
n = 55,600 rented apartments from 80 to 120 sqm. that were inserted in in the first half of 2008 and 2018. Source: Statista and TheLocal 2018

About us

LoanLink is a german mortgage broker specialized in the Berlin real estate market. We also help expats and foreign investors get a mortgage. Our highly professional Berlin mortgage broker team provides excellent advices in English and German. Moreover, we leveraged advanced algorithm technology to find the best mortgage deal from over 400 regional and global German banks.

Our smart online mortgage platform is available round the clock to advise you throughout the German mortgage process. For instance, you can use our mortgage calculators to check your loan amount and monthly repayments. What’s more, our service is in English and is completely free of charge.

LoanLink is registered and controlled by the surveillance authority in Berlin.

Best interest rates

Our algorithm scans mortgages from more than 400
partner banks to find the best deal possible for you

Professional advice

Our experts are specialized to advise non-German residents,
are certified mortgage brokers and are fluent in English

Low cost

We don’t charge you any fees. Since we are independent
of single banks, we focus on finding the best offer available

Working in Germany?
Do you live and work in Germany? Are you from abroad? You may be qualified for a German home loan from over 400 banks. And you are a EU Blue Card holder, you may even be eligible for a mortgage from many of our partner banks in Germany.
Not working in Germany?
Do you live and work abroad, but are interested in purchasing a house/apartment in Berlin? As we specialize in helping clients get mortgage in Berlin, we offer competitive home loan options for our clients with no German residence.

Got a question or a complex situation?

Our friendly home loan experts are happy to support you in finding a mortgage in Berlin. Call us on +49 (0) 30 5683 7535 or email us at [email protected]

Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert
Stefan Koeppen
Stefan Koeppen
Mortgage expert
Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert
Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert
Stefan Koeppen
Stefan Koeppen
Mortgage expert
Başar Canıperk
Başar Canıperk
Real estate specialist
Jan Joisten
Jan Joisten
Mortgage expert

How it works

1. Calculate
Discover your maximum loan amount
2. Get a quick idea
Our advanced technology quickly determines if you are eligible for a mortgage and shows you what your mortgage could look like
3. Speak to an expert
Our Berlin mortgage experts explain all the options and the requirements and guide you through the whole mortgage process
4. Secure your mortgage
Sit back and relax and let us handle the rest once you pick your mortgage option
German Mortgage Calculators
Our mortgage calculator suite gives you the information you need to make a smart purchase. You can check your borrowing power, mortgage fees and potential monthly payments based on your financial situation.
Mortgage repayment calculator
What is my monthly repayment?
Mortgage fees calculator
How much will I pay in fees?
Affordability calculator
How much can i afford?
Mortgage rates calculator
What are the German mortgage rates?

More information on mortgages in Germany

Can’t find what you’re looking for here? We’ve got more answers on our FAQs page.

The LoanLink guide to buying
property in Germany
Download PDF

Get the Loanlink guide of buying
property in Berlin

Buying a home is complicated and stressful - even for German native speakers. We’ve created a comprehensive and easy to understand guide to buying a property in Germany:

How to purchase property
How does the mortgage work
How to calculate your borrowing power

What is my monthly repayment?

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